How do you verify lead quality before transfer? (credit score, equity position, loan amount)

Our Reps are all trained as per the experience, they ensure they ask all these questions from the customer to verify we have the right prospect.

What specific refinance criteria do you screen for? (rate reduction threshold, cash-out needs)

The Criteria is based on the Minimum rate, Balance, they should not have late payments in 1 year, No Refinance in the last 1 year, No Bankruptcy or foreclosure in 3 years, and should be interested to pull some cash, credit, and monthly payments.

What percentage of transferred leads are serious borrowers vs. rate shoppers?

It all depends on the proposal given, but we try to have the highest percentage of serious buyers.

How recent are leads when transferred? (minutes/hours old)

They are minutes and seconds old.

What channels generate these refinance leads? (paid search, social media, organic)

These are all opt-in leads from all social sources.

What percentage of leads come from rate-and-term vs. cash-out refinance interest?

Depends on the market. Right now we focus on the cash-out refinance.

How do you differentiate between purchase and refinance intent?

We only do refinance intent and not purchase.

Can you provide case studies from lenders with similar business models?

You can visit our website for various references.

What's your pricing model? (per transfer, per qualified call, per closed loan)

It all depends on the module—FHA, VA, or Conventional—and also on the filters from the buyers.

Do you offer performance-based pricing or money-back guarantees?

All leads are based on the per call price, and any lead that does not match the pre-decided filters is not counted as billable.

Are there volume-based discount tiers?

No, for us the price remains the same, as we do not hamper quality whether you buy 1 or 100 leads.

How do you handle disconnected numbers or wrong parties?

These are all live transfers, hence no disconnected numbers.

What's your refund policy for non-qualifying leads?

Any lead not matching the filters is not qualified.

How do you ensure TCPA/FCRA compliance for live transfers?

All leads we dial are opt-in, ensuring we have the consent needed to call them and take details.

What disclosures do consumers receive before being transferred?

We inform consumers that this is not a sales call and that we are offering a quote to help them get the best deal.

How do you handle Do Not Call list compliance?

We are registered with the National DNC and have our own SAN Number. Anyone who requests to be added is passed to our internal DNC team.

What's your service level agreement for lead transfers?

We have an IO and Master Agreement that we send to buyers.

How do you handle after-hours leads?

Before we set up the campaign, we ensure leads are transferred according to the buyer's hours. No lead is sent after hours; if any are, they are not billable.

What reporting do you provide in real-time?

Customer details are passed via API so that once the call gets transferred, loan officers have all the details.

Inbound Transfers – Heritus Algorix

Mortgage Live Transfer

Home Security Leads

Pre-Underwriting AI

Mass Tort live transfers

Debt Settlement transfers

Inbound Transfer

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Heritus Algorix

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(984) 409-8562

Inbound Transfers

Heritus Algorix provides inbound transfer leads which represent real-time voice-verified calls from prospects who actively seek your services. Our inbound call service connects your team directly to ready-to-convert customers who need your debt relief services or legal assistance or home security or mortgage lending at their optimal conversion time.

Over the last 25+ Years we made an impact, we have long way to go.

The marketing campaigns we run produce live phone calls which represent inbound transfers to our system. People initiate phone calls after viewing effective advertisements or visiting specific landing pages or promotional offers. Our call center verifies the prospects before transferring them directly to your team.

Why Choose Heritus Algorix?

We seize opportunities to innovate and grow 

We are one firm with a shared sense of purpose 

We care about each other and the world around us

1. How can financial consulting benefit my business?

We guide you in choosing the right lead types and targeting strategy to maximize ROI and scale faster.

2. What distinguishes your firm from others in the industry?

We deliver high-quality, pre-qualified leads with full compliance, fast turnaround, and a focus on real conversions.

3. Do you offer services tailored to specific industries?

Yes, we offer lead generation tailored to debt settlement, mortgage refinance, mass torts, and other key verticals.

4. How can financial consulting benefit my business?

Deep within the forest, the towering trees formed a natural cathedral, their branches intertwining to create a canopy that filtered the sunlight into soft, golden beams, illuminating the lush undergrowth and the delicate wildflowers that dotted the forest floor.

Service Options

Exclusive, Intent-Based Calls Each call originates from real-time lead generation without using recycled or aged leads.

Filter-Based Qualification You can select your target audience based on credit score and income level and geographic location and service requirements.

TCPA & DNC Compliant The lead generation process includes full compliance with federal regulations through legal scrubbing and opt-in verification.

Custom Campaign Setup We develop all aspects of your campaign to match your objectives including call center operating hours and scripting.

Quality Guarantee Dropped or unqualified calls? We will replace any dropped or unqualified calls immediately without requiring any explanation.

Implementation Our call center verifies the prospects before transferring them directly to your team.