How do you verify lead quality before transfer? (credit score, equity position, loan amount)

Our Reps are all trained as per the experience, they ensure they ask all these questions from the customer to verify we have the right prospect.

What specific refinance criteria do you screen for? (rate reduction threshold, cash-out needs)

The Criteria is based on the Minimum rate, Balance, they should not have late payments in 1 year, No Refinance in the last 1 year, No Bankruptcy or foreclosure in 3 years, and should be interested to pull some cash, credit, and monthly payments.

What percentage of transferred leads are serious borrowers vs. rate shoppers?

It all depends on the proposal given, but we try to have the highest percentage of serious buyers.

How recent are leads when transferred? (minutes/hours old)

They are minutes and seconds old.

What channels generate these refinance leads? (paid search, social media, organic)

These are all opt-in leads from all social sources.

What percentage of leads come from rate-and-term vs. cash-out refinance interest?

Depends on the market. Right now we focus on the cash-out refinance.

How do you differentiate between purchase and refinance intent?

We only do refinance intent and not purchase.

Can you provide case studies from lenders with similar business models?

You can visit our website for various references.

What's your pricing model? (per transfer, per qualified call, per closed loan)

It all depends on the module—FHA, VA, or Conventional—and also on the filters from the buyers.

Do you offer performance-based pricing or money-back guarantees?

All leads are based on the per call price, and any lead that does not match the pre-decided filters is not counted as billable.

Are there volume-based discount tiers?

No, for us the price remains the same, as we do not hamper quality whether you buy 1 or 100 leads.

How do you handle disconnected numbers or wrong parties?

These are all live transfers, hence no disconnected numbers.

What's your refund policy for non-qualifying leads?

Any lead not matching the filters is not qualified.

How do you ensure TCPA/FCRA compliance for live transfers?

All leads we dial are opt-in, ensuring we have the consent needed to call them and take details.

What disclosures do consumers receive before being transferred?

We inform consumers that this is not a sales call and that we are offering a quote to help them get the best deal.

How do you handle Do Not Call list compliance?

We are registered with the National DNC and have our own SAN Number. Anyone who requests to be added is passed to our internal DNC team.

What's your service level agreement for lead transfers?

We have an IO and Master Agreement that we send to buyers.

How do you handle after-hours leads?

Before we set up the campaign, we ensure leads are transferred according to the buyer's hours. No lead is sent after hours; if any are, they are not billable.

What reporting do you provide in real-time?

Customer details are passed via API so that once the call gets transferred, loan officers have all the details.

admin – Page 7 – Heritus Algorix

Mortgage House Loan Website Login Graphic Concept

By admin

1.1k

21 Jul

🏡 Mortgage Refinance Update – July 2025

Should You Refinance Now? Here’s What You Need to Know In 2025, the mortgage refinance landscape has seen important changes—driven by interest rate trends, inflation control policies, and shifting borrower behavior. Whether you’re a homeowner considering refinancing or a financial marketer generating refinance leads, staying informed is crucial. 📉 Current…

By admin

1.3k

10 Mar

How AI data is impacting trade and Investments all over the world

Our business consulting programs helps to break the performance of your business down into customers and product groups so you know exactly which customers or product groups are working and which ones aren’t you can make the changes needed to get the best results out of your business. Over the…

🏡 Mortgage Refinance Update – July 2025

How AI data is impacting trade and Investments all over the world

Recent Posts

Why Inbound MVA Calls Deliver Better Results for Advertisers

Turning Digital Traffic Into Motivated Seller Leads for Real Estate Investors

How Heritus Algorix Generates High-Quality Debt Settlement Leads Through Digital Marketing

Mortgage Refinance Rates in 2026: What Homeowners Need to Know Right Now

Categories

🌐 Our Global Reach

Services Quick Links

Contact Us Anytime

🏡 Mortgage Refinance Update – July 2025

How AI data is impacting trade and Investments all over the world

Recent Posts

Why Inbound MVA Calls Deliver Better Results for Advertisers

Turning Digital Traffic Into Motivated Seller Leads for Real Estate Investors

How Heritus Algorix Generates High-Quality Debt Settlement Leads Through Digital Marketing

Mortgage Refinance Rates in 2026: What Homeowners Need to Know Right Now

Categories

Tag Cloud

🌐 Our Global Reach

Services Quick Links

Contact Us Anytime