How do you verify lead quality before transfer? (credit score, equity position, loan amount)

Our Reps are all trained as per the experience, they ensure they ask all these questions from the customer to verify we have the right prospect.

What specific refinance criteria do you screen for? (rate reduction threshold, cash-out needs)

The Criteria is based on the Minimum rate, Balance, they should not have late payments in 1 year, No Refinance in the last 1 year, No Bankruptcy or foreclosure in 3 years, and should be interested to pull some cash, credit, and monthly payments.

What percentage of transferred leads are serious borrowers vs. rate shoppers?

It all depends on the proposal given, but we try to have the highest percentage of serious buyers.

How recent are leads when transferred? (minutes/hours old)

They are minutes and seconds old.

What channels generate these refinance leads? (paid search, social media, organic)

These are all opt-in leads from all social sources.

What percentage of leads come from rate-and-term vs. cash-out refinance interest?

Depends on the market. Right now we focus on the cash-out refinance.

How do you differentiate between purchase and refinance intent?

We only do refinance intent and not purchase.

Can you provide case studies from lenders with similar business models?

You can visit our website for various references.

What's your pricing model? (per transfer, per qualified call, per closed loan)

It all depends on the module—FHA, VA, or Conventional—and also on the filters from the buyers.

Do you offer performance-based pricing or money-back guarantees?

All leads are based on the per call price, and any lead that does not match the pre-decided filters is not counted as billable.

Are there volume-based discount tiers?

No, for us the price remains the same, as we do not hamper quality whether you buy 1 or 100 leads.

How do you handle disconnected numbers or wrong parties?

These are all live transfers, hence no disconnected numbers.

What's your refund policy for non-qualifying leads?

Any lead not matching the filters is not qualified.

How do you ensure TCPA/FCRA compliance for live transfers?

All leads we dial are opt-in, ensuring we have the consent needed to call them and take details.

What disclosures do consumers receive before being transferred?

We inform consumers that this is not a sales call and that we are offering a quote to help them get the best deal.

How do you handle Do Not Call list compliance?

We are registered with the National DNC and have our own SAN Number. Anyone who requests to be added is passed to our internal DNC team.

What's your service level agreement for lead transfers?

We have an IO and Master Agreement that we send to buyers.

How do you handle after-hours leads?

Before we set up the campaign, we ensure leads are transferred according to the buyer's hours. No lead is sent after hours; if any are, they are not billable.

What reporting do you provide in real-time?

Customer details are passed via API so that once the call gets transferred, loan officers have all the details.

Health Insurance Leads: How Heritus Algorix Delivers High-Quality, High-Intent Prospects to Buyers

By admin

November 21, 2025

121

In today’s rapidly evolving insurance market, health insurance buyers face one major challenge: finding high-intent leads that actually convert. With rising competition, aggressive marketing from major carriers, and increasing consumer awareness, the gap between lead generation and actual conversions has widened.

That’s where Heritus Algorix stands apart.

As a performance-driven lead generation company, Heritus Algorix consistently delivers verified, exclusive, and conversion-ready health insurance leads that help agencies, brokers, and call centers scale with confidence.

Why Health Insurance Leads Matter More Than Ever

Healthcare costs are rising, consumers are seeking better policies, and digital search behavior has changed. People no longer wait for agents—they take action online, looking for:

Affordable health insurance plans
Cashless hospitalization options
Family health coverage
Senior citizen plans
Critical illness insurance
Maternity or wellness-based plans

This creates a high-volume opportunity for insurers.
But the real challenge is filtering thousands of inquiries to find real prospects who genuinely want to purchase a policy.

That is exactly what Heritus Algorix solves.

How Heritus Algorix Generates High-Quality Health Insurance Leads

Heritus Algorix uses data-driven strategies, AI-based filtering, and compliance-oriented marketing to generate leads that are:

✔ High intent
✔ TCPA compliance-friendly (if applicable)
✔ Exclusive or semi-exclusive
✔ Geo-targeted
✔ Budget-friendly
✔ Optimized for higher conversion rates

Below is a breakdown of how the system delivers quality at scale.

1. Multi-Channel Lead Generation

To reach the right customers, Heritus Algorix uses a powerful mix of:

✓ Google Search Ads

Targets active users searching for:

“health insurance quotes”
“best medical insurance plan”
“health insurance for family”
and hundreds of similar intent-based keywords.

Search ads bring in prospects already looking to buy.

✓ Facebook & Instagram Lead Funnels

Using optimized ad creatives and forms, the team captures:

Family plan seekers
Policy renewals
Seniors looking for medical coverage
First-time insurance buyers

✓ Landing Page Funnels

High-converting landing pages encourage users to submit:

Name
Mobile
Email
Coverage requirement
Preferred insurer
Location

✓ Call-Verified Leads

Before passing leads to buyers, verification agents confirm:

Eligibility
Budget
Intent to buy
Correct contact details

This reduces invalid or time-wasting leads.

2. Real-Time Delivery for Faster Conversion

Once a consumer submits their details and is verified, Heritus Algorix delivers leads instantly to buyers through:

Email
CRM integration (Zoho, HubSpot, GHL, LeadSquared, etc.)
API delivery
Dialer upload

Real-time speed ensures buyers can contact leads when their interest is highest.

3. Strict Quality Filters & Fraud Prevention

The system includes multiple layers of quality checks:

✔ Duplicate Blocking

No buyer receives the same lead twice.

✔ Location Targeting

Leads are delivered based on buyer preference (state, city, or nationwide).

✔ Bot & Spam Detection

AI flags suspicious clicks or fake submissions.

✔ Phone & Email Validation

Format checks + OTP/verification (if required by buyer).

✔ Intent Scoring

Leads are scored based on behavior like:

Time spent on the page
Form interactions
Keyword triggers
Multiple page visits

Only high-scoring leads are passed to buyers.

Why Health Insurance Buyers Prefer Heritus Algorix

Heritus Algorix has earned trust because of consistent performance and clear communication.

1. Exclusive & High-Intent Leads

Buyers receive leads that are not shared across 10–20 agents, ensuring higher conversion ratios.

2. Transparent Lead Replacement Policy

Invalid numbers, wrong data, or non-contactable leads can be replaced based on the buyer’s SLA.

3. Customizable Lead Plans

Buyers can choose:

Daily lead volume
Location preference
Income group targeting
Type of health insurance
Budget range

4. Seamless Integration

Leads can be pushed to:

ViciDial
GoHighLevel
LeadSquared
Zoho
Private ERPs
Email inbox
WhatsApp alerts

5. Dedicated Account Management

A dedicated performance manager ensures:

Smooth delivery
Regular optimization
Weekly reporting
Performance insights

admin

Health Insurance Leads: How Heritus Algorix Delivers High-Quality, High-Intent Prospects to Buyers

Why Health Insurance Leads Matter More Than Ever

How Heritus Algorix Generates High-Quality Health Insurance Leads