How do you verify lead quality before transfer? (credit score, equity position, loan amount)

Our Reps are all trained as per the experience, they ensure they ask all these questions from the customer to verify we have the right prospect.

What specific refinance criteria do you screen for? (rate reduction threshold, cash-out needs)

The Criteria is based on the Minimum rate, Balance, they should not have late payments in 1 year, No Refinance in the last 1 year, No Bankruptcy or foreclosure in 3 years, and should be interested to pull some cash, credit, and monthly payments.

What percentage of transferred leads are serious borrowers vs. rate shoppers?

It all depends on the proposal given, but we try to have the highest percentage of serious buyers.

How recent are leads when transferred? (minutes/hours old)

They are minutes and seconds old.

What channels generate these refinance leads? (paid search, social media, organic)

These are all opt-in leads from all social sources.

What percentage of leads come from rate-and-term vs. cash-out refinance interest?

Depends on the market. Right now we focus on the cash-out refinance.

How do you differentiate between purchase and refinance intent?

We only do refinance intent and not purchase.

Can you provide case studies from lenders with similar business models?

You can visit our website for various references.

What's your pricing model? (per transfer, per qualified call, per closed loan)

It all depends on the module—FHA, VA, or Conventional—and also on the filters from the buyers.

Do you offer performance-based pricing or money-back guarantees?

All leads are based on the per call price, and any lead that does not match the pre-decided filters is not counted as billable.

Are there volume-based discount tiers?

No, for us the price remains the same, as we do not hamper quality whether you buy 1 or 100 leads.

How do you handle disconnected numbers or wrong parties?

These are all live transfers, hence no disconnected numbers.

What's your refund policy for non-qualifying leads?

Any lead not matching the filters is not qualified.

How do you ensure TCPA/FCRA compliance for live transfers?

All leads we dial are opt-in, ensuring we have the consent needed to call them and take details.

What disclosures do consumers receive before being transferred?

We inform consumers that this is not a sales call and that we are offering a quote to help them get the best deal.

How do you handle Do Not Call list compliance?

We are registered with the National DNC and have our own SAN Number. Anyone who requests to be added is passed to our internal DNC team.

What's your service level agreement for lead transfers?

We have an IO and Master Agreement that we send to buyers.

How do you handle after-hours leads?

Before we set up the campaign, we ensure leads are transferred according to the buyer's hours. No lead is sent after hours; if any are, they are not billable.

What reporting do you provide in real-time?

Customer details are passed via API so that once the call gets transferred, loan officers have all the details.

Scale Your Mortgage Business with High-Quality, TCPA-Compliant Live Transfers

By admin

October 29, 2025

In today’s competitive mortgage landscape, quality lead generation is the difference between stagnant growth and consistent success. At Heritus Algorix, we specialize in Nationwide Mortgage Live Transfers designed to connect your sales team with verified, high-intent borrowers — all in real time and fully TCPA-compliant.

Why Mortgage Live Transfers Matter

Traditional lead generation often leaves mortgage professionals chasing unresponsive prospects or outdated leads. Live transfers solve that problem by connecting your loan officers directly with potential borrowers while they’re actively seeking mortgage solutions.

When a prospect expresses genuine interest — whether for a new home loan, refinancing, or FHA/VA lending — our trained agents pre-qualify them and transfer the call live to your sales team. This ensures higher conversion rates, shorter sales cycles, and more efficient use of your resources.

100% TCPA-Compliant & Secure

Compliance isn’t optional in the mortgage industry — it’s essential. Every call we generate is fully TCPA-compliant, ensuring that your business stays protected from regulatory risks.
Our processes include:
✅ Strict consent verification protocols
✅ Real-time compliance monitoring
✅ Call recordings for quality assurance
✅ Opt-in lead sourcing from verified channels

With Heritus Algorix, you never have to worry about legal pitfalls or low-quality data — only qualified, compliant, ready-to-convert prospects.

Nationwide Coverage, Custom Targeting

Whether your mortgage business operates in one state or across the country, we tailor campaigns to your specific market. You can target by:

Loan type (Conventional, FHA, VA, Refinance)
Credit score range
Geographic location
Homeownership status
Income and employment filters

This ensures you only receive high-intent calls that match your exact lending profile.

Benefits of Partnering with Heritus Algorix

📞 Real-time, high-intent live transfers
🧩 Custom-built filters and scripts aligned with your business goals
🔒 TCPA-compliant, verified calls
💼 Scalable solutions for lenders, brokers, and call centers
📊 Performance tracking and analytics to measure ROI

Get Started Today

Stop wasting time on cold leads and unqualified inquiries. Let Heritus Algorix help you scale your mortgage business with consistent, compliant, and conversion-focused live transfers.

Reach out to our team today to discuss your campaign requirements and start receiving exclusive, nationwide mortgage live transfers that actually close.

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